Noble Crust Wesley Chapel – NOW OPEN!

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A popular St. Petersburg restaurant has brought its seasonal Italian and Southern soul to The Shops at Wiregrass.

Noble Crust’s newest restaurant, 3,200 square feet with around 166 seats inside and an additional 56 seats outdoors, recently opened next to Pinchers at 28330 Paseo Drive.

“We’re excited to bring our independent eatery concept to a growing neighborhood in Tampa,” according to a statement from co-founder TJ Thielbar. “This is a flourishing area, and we’re looking forward to growing our success in this community.”

More or less, the Wesley Chapel menu will be consistent with what’s offered in Pinellas –  Seasonal Italian with Southern soul is their tagline. It has the same well-worn, comfortable vibe, and open kitchen and bar that will feature crafted beers and drinks, and wine on tap.

Noble Crust’s brunch has been voted one of Tampa Bay’s best by various publications, and it features items such as deviled eggs, ricotta gnocchi, Lemon Ricotta pancakes, Spinach and goat cheese frittata,  four cheese grits and fried chicken and waffles.

Some of the restaurant’s dinner favorites include its popular beef-and-veal meatballs, southern fried chicken, shrimp and grits, sweet potato ravioli and rigatoni and short rib ragu.

And of course, there are the pizzas, like the Noble Pig, which features sweet fennel sausage, spicy soppressata and pickled cherry peppers, and the Roasted Mushroom, with shiitake and oyster mushrooms. Gluten-free crust is also available.

Noble Crust is located at:

28330 Paseo Drive – The Shops at Wiregrass
ph: 813.703.2602

Hours:
Monday – Closed
T/W/TH – 4pm – 11pm
Friday – 3pm – 12am
Saturday – 10am – 12am
Sunday – 10am – 10am

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Home Safety tips for you and your family

12You might be surprised to learn that 3.5 million children go to the emergency room every year for the kinds of injuries that happen in the home. Fortunately, home injuries are largely avoidable through education and prevention. Parents can take proactive steps to childproof their home and keep their children safe. Here are 10 easy to follow tips that will make your home safer.

  1. Use approved safety gates at the top and bottom of the stairs, and attach them to the wall if possible.
  2. Give young children your full and undivided attention when they are in and around water.
  3. Keep cribs clear of objects, and make sure that babies sleep alone, on their backs and in a crib every time they sleep.
  4. Develop and practice a home fire escape plan, with two ways out of the house in case of a fire.
  5. Make sure there is a smoke alarm on every level of your home, and test the batteries every six months. Install carbon monoxide alarms on every level of the home, especially near sleeping areas.
  6. medicationstorage_a250pxKeep all medicine up and away and out of sight of young children, even medicine you take every day. Be alert to medicine stored in other locations, like pills in purses, vitamins on counters and medicine on nightstands.
  7. Store all household cleaners and other toxic products out of children’s sight and reach.
  8. Program the Poison Help line into your phone and post it in your home where caregivers can find it easily in an emergency: 1-800-222-1222.
  9. Secure TVs by mounting them to the wall or placing them on a low, stable piece of furniture.
  10. Cover unused electrical sockets with plastic covers.

Prepping and Staging Your Home

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Preparing to list your home? Here are a few tip we compiled from HGTV of how you can stage and prep your home to give you a competitive edge when you put your house on the market.

Time to De-Clutter

The most important thing you can do to prepare your home for sale is to get rid of clutter. One of the major contributors to a cluttered look is having too much furniture. When professional stagers prep a home for market, they often remove as much as half the owner’s furnishings, and the house looks much bigger for it. Take a hard look at what you have and ask yourself what you can live without.

Furniture Groupings

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There’s a common belief that rooms will feel larger and be easier to use if all the furniture is pushed against the walls, but that isn’t the case. Instead, furnish your space by floating furniture away from walls. Reposition sofas and chairs into cozy conversational groups, and place pieces so that the traffic flow in a room is obvious. Not only will this make the space more user-friendly, but it will open up the room and make it seem larger.

Room Transformations

If you have a room that serves only to gather junk, repurpose it into something that will add to the value of your home. The simple addition of a comfortable armchair, a small table and a lamp in a stairwell nook will transform it into a cozy reading spot.

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Home Lighting

One of the things that make staged homes look so warm and welcoming is great lighting. As it turns out, many of our homes are improperly lighted. To remedy the problem, increase the wattage in your lamps and fixtures. Aim for a total of 100 watts for each 50 square feet. Don’t depend on just one or two fixtures per room, either. Make sure you have three types of lighting: ambient (general or overhead), task (pendant, under-cabinet or reading) and accent (table and wall).

Make It Bigger

To make a room appear to be bigger than it is, paint it the same color as the adjacent room. If you have a small kitchen and dining room, a seamless look will make both rooms feel like one big space. And make a sunporch look bigger and more inviting by painting it green to reflect the color of nature. Another design trick: If you want to create the illusion of more space, paint the walls the same color as your drapery. It will give you a seamless and sophisticated look.

Neutral and Appealing

Painting a living room a fresh neutral color helps tone down any dated finishes in the space. Even if you were weaned on off-white walls, take a chance and test a quart of paint in a warm, neutral hue. These days, the definition of neutral extends way beyond beige, from warm tans and honeys to soft blue-greens. As for bold wall colors, they have a way of reducing offers, so go with neutrals in large spaces.

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Three’s Company

Mixing the right accessories can make a room more inviting. When it comes to eye-pleasing accessorizing, odd numbers are preferable, especially three. Rather than lining up a trio of accessories in a row, imagine a triangle and place one object at each point. Scale is important, too, so in your group of three be sure to vary height and width, with the largest item at the back and the smallest in front. For maximum effect, group accessories by color, shape, texture or some other unifying element, stagers suggest.

Raid Your Yard

Staged homes are almost always graced with fresh flowers and pricey orchid arrangements, but you can get a similar effect simply by raiding your yard. Budding magnolia clippings or unfurling fern fronds herald the arrival of spring, summer blooms add splashes of cheerful color, blazing fall foliage warms up your decor on chilly autumn days and holly branches heavy with berries look smashing in winter.

New Faces

If you can’t afford new cabinets, just get new doors and drawer fronts. Then paint everything to match and add new hardware. And instead of replacing the entire dishwasher, you may be able to get a new front panel. Check with the manufacturer to see if replacements are available for your model. If not, laminate paper, which goes on like contact paper, can be used to re-cover the existing panel.

Don’t Overcrowd Rooms

Don’t overcrowd a room with furniture that is too large for the space; it will only make the room appear small and cramped. However, don’t leave a room too barren either.

Irish 31 “The Peoples Pub” Opening Soon at Wiregrass

wiregrass_locationIrish 31, which has existing locations in Westchase, Westshore, at Amalie Arena and Hyde Park Village, all in Tampa, will open its first Pinellas County location on Clearwater Beach and its first Pasco location at Wiregrass, sometime in July.

Irish 31, which is owned by former USF football star Jay Mize is a neighborhood pub that views it’s “neighbors” as true partners. In addition to their vast array of draft and bottle beers, and full liquor bar, they will have a “community tap” that their “neighbors” vote on to tell them what they want to drink. They have weekly food specials that, if well received by their “neighbors”, are permanently added to the food menu.

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From their website: “We have fast become known as the “The People’s Pub.” We didn’t label ourselves this, it was earned. Events such as “Be Our Board” allow our customers to taste our dishes, give us feedback, and have a say in what goes on our menu. If a beer that you love is not behind our bar, we do our absolute best to get it. If there is a cocktail that you are craving, we will make sure we can make it. Our customers ultimately steer the ship, which is why we fit so well in every community, and are rapidly embraced as “The People’s” neighborhood pub.”

“The love and thoughtfulness that our chefs put into creating each dish, is then complemented by the care used in sourcing our ingredients. Our poultry, meats, and ocean-fresh seafood are procured from all over the globe to ensure freshness and to support sustainable and ethical farming practices, and the pub’s produce is sourced locally ensuring farm-to-table freshness and seasonality. The pub’s produce is sourced locally ensuring farm-to-table freshness.

The Irish 31 menu offers a tantalizing mix of traditional Irish food, vegetarian options, Southern favorites, and classic comfort foods. Our Kid’s Menu includes kid-pleasers like chicken fingers and grilled cheese, and our decadent Dessert Menu boasts sinful indulgences like the delectable Irish Cream Cheesecake. We even have a K-9 Menu for our four-legged guests, who are always welcome on our pet-friendly patio!”

THEY ARE CURRENTLY HIRING AND YOU CAN APPLY DIRECTLY ON THEIR WEBSITE AT www.irish31.com

Located at: 28358 WILLET WAY| WESLEY CHAPEL, FLORIDA 33543 – Ph. 813-907-2306

HOURS (once open):

SUNDAY:   10AM – MIDNIGHT

MONDAY-WEDS:    11AM – MIDNIGHT

THURSDAY:    11AM – 1AM

FRIDAY-SAT:    11AM – 2AM

Buying A Short-Sale…not so simple

imagesBuyers pursue short sales to get a good deal and believe buying a short sale will present that opportunity. So when you see a price listed for a home that you think is too low for the neighborhood, before you jump on that price ask your agent to call the listing agent to find out if the home is a short sale.

Because you might want to think twice about making an offer on a pre-foreclosure, short sale home.

It’s not as simple as you may believe and very few can close in 30 days or less. Many wait 2 to 6 months to close on a short sale, sometimes longer.

What is a Short Sale?

A short sale means the seller’s lender is accepting a discounted payoff to release an existing mortgage. Just because a property is listed with short sale terms does not mean the lender will accept your offer, even if the seller accepts it.

Be aware that the seller need not be in default — to have stopped making mortgage payments — before a lender will consider a short sale. A lender may consider a short sale if the seller is current but the value has fallen. The seller may have over-encumbered, owe more than the home is worth, so a discounted price might bring the price in line with market value, not below it.

Check the Public Records

Do your research before making an offer to purchase. Your agent can find out who is in title, whether a foreclosure notice has been filed and how much is owed to the lender(s). This is important because it will help you to determine how much to offer. If there are two loans, you could have a problem.

The first mortgage lender’s position is protected by the second lender, unless the second lender does not want to foreclose. If a seller owes $160,000 on the first and $40,000 on the second, offering $160,000 leaves nothing for the second. The first will need to give something to the second to gain its cooperation.

Hire an Agent with Short Sale Experience

It’s one strike against you if the listing agent has never handled a short sale, but it’s even worse if your own agent has no experience in that arena. You need an experienced short sale agent who can anticipate surprises and stop problems from happening.

An agent with experience in short sales will help to expedite your transaction and protect your interests. You don’t want to miss any important detail due to inexperience or find out your transaction is not going to close on time because no one has followed up in a timely manner.

Qualifying the Property and Seller for a Short Sale

A lender is unlikely to agree to a short sale unless the seller has no equity and is unable to repay the difference between your sales price and the existing loans.

Sellers need to provide a hardship letter to the lender. Sellers may also owe taxes on the amount of debt that is forgiven.

Submit Documentation and Purchase Offer to Lender

Once the seller has accepted your offer, the listing agent will it to the lender for approval. You do not have a deal until the lender accepts. Also, the lender will want a copy of your earnest money deposit and proof of funds.

Do not be surprised if the lender asks you to increase your sales price.

pre-approval-imageIn addition, the lender will want to see that you have your own loan available and you are preapproved. Send a pre-approval letter for the lender. It will help if your agent sends a list of comparable sales that support the price you are offering to pay for the home.

Give the Short Sale Lender Time to Respond

Make your offer contingent upon the lender’s acceptance. Give the lender a time frame in which to respond, after which, you will be free to cancel.

Some lenders submit short sales to committee, but most can make a decision within two to three months. The listing agent should have the appropriate contact information for the lender. As a buyer, you cannot contact the lender, so be patient.

Reserve the Right to Conduct Inspections

home-inspection-870x400-768x400Generally, the lender will not allow a seller to pay customary items that a traditional seller would pay. These include home protection plans for the buyer, roof / pest / termite inspections and pest completions. A buyer will be asked to purchase the property “as is,” which means no repairs.

8 Reasons why For Sale By Owner is a Bad Idea

14325968663981. Scams are real.

FSBO scams affect both buyers and sellers. They usually have no recourse other than hiring an attorney to recapture a part of their financial loss. Ask them then how much money they saved by not enlisting the professional help of a Realtor.

Frequent scams include fraudulent papers (loan documents and appraisals) foreign buyer deposits, third party purchases, and asking for certain personal information.

2. Sellers take on all liability.

Making mistakes is human. A seller or buyer that does not obtain the guidance of a licensed real estate agent (or better yet a Realtor) pays for those mistakes. Lawyers can bring a real estate transaction to a close, but they usually do not carry errors and omissions (E&O) insurance.

So if a homeowner lists “hardwood floors” as a feature, and the buyer subsequently uncovers that it is a wood veneer, then the homeowner is going to pay for that mistake most likely.

A Realtor should have caught that mistake before it could have any negative consequence, or it would have been covered with E&O insurance. As our culture increasingly becomes litigious, this additional exposure paints an even larger target on you.

3. Intimidating paperwork.

The National Association of Realtors (NAR) Profile of Home Buyers and Sellers stated that understanding paperwork was one of the most challenging tasks for FSBO’s.

In Florida, there are a number of legal forms that are required along the way to a successful closing.  These include a sales contract, property disclosures, occupancy agreements, and lead paint records.

Of course in this internet age, generic contracts can be purchased easily enough.  However, an untrained seller probably won’t understand what all of the language means to them in their specific situation.

4. Sellers can get bogged down in a bad deal. 

FSBO’s who commit to a deal only to subsequently realize a mistake are stuck.  They are obligated to pay the buyer (if the buyer is willing) to get out of the contract, or they will have to stick with the bad deal.

5. FSBO’s sell for less.

According to a NAR study, in 2015 the median FSBO sold for approximately 16% less than the median home listed with a Realtor.

The fact is that homeowners trying to sell by themselves simply do not have the proper time to devote to the sales process, nor do they have the valuation data and marketing strategy.

6. FSBO’s get stagnant.

FSBO’s have the privilege of spending more time on the market than homes listed with a Realtor.  In general that leads to a lower eventual selling price.  On average, 18% of FSBO’s were unable to sell within their chosen time frame in 2015.

7. Limited marketing.

By definition, FSBO’s have limited resources to market their home.  The 2015 NAR Profile of Home Buyers and Sellers states that 42% relied on a yard sign, 32% relied on friends and family, and 15% used social mediaHidden costs pile up.

Saving money is the motivation for most FSBO’s.  It may take some time for them to realize it, but chances are that these sellers are being nickel and dimed along the way to a sizeable amount of money.

If they want to be proactive, they are going to be paying for signage, flyers, photography, listing on the local MLS, lawyers, optional home warranties, home inspections, credit reports on potential buyers possibly, contracts, etc.

8. Time is money. 

If they are lucky, the biggest cost to the FSBO is their own time.

 

 

Home Maintenance Checklist

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If you’ve ever owned a home in Florida before, you know that just like your vehicle needs regular maintenance to run well—so does your home. It can be easy to ignore or put these things off, but a well-maintained home will save you money from costly repairs in the long run, and make your home easier to sell when the time comes.

Start giving your home some TLC with some of these must-do maintenance tips:

On a monthly basis:

  1. Clean or replace air conditioning filters. If you have an energy recovery system (air exchange system), remember that these filters also need to be cleaned or replaced.
  2. Inspect, clean or replace kitchen vent hood filters (non-charcoal filters).
  3. Flush all toilets and run water through all sinks, especially in bathrooms that are not used on a regular basis.

On a quarterly basis:

  1. Check the exterior drainage conditions to ensure that nothing is causing water to stand in puddles for more than 24 hours and that water from any source is not draining toward your foundation.
  2. Check your GFCIs (ground fault circuit interrupters) for proper operations by tripping the circuit interrupter buttons and then resetting them. If they will not trip and reset, contact your Customer Care Department for service or information on what to do.
  3. Inspect, lubricate and clean all of your exterior vents. Make sure that air flows freely and that each has an operable damper to prevent back flow of outside air and to keep small animals from entering your home.
  4. Lubricate all overhead garage door hinges with white lithium spray.
  5. Inspect and clean all weep holes for water drainage (windows).

On a seasonal basis:

  1. Every six months, inspect and service either your heating or air conditioning system, depending on the season.
  2. Twice a year, you should inspect and repair the following caulked areas, as necessary.
  • Kitchen and bath wet areas.
  • Flushing areas.
  • Window and door seals.
  • Around all penetrations (hose, faucets, duct work from vents, fireplace and chimney vents).
  • Vinyl, aluminum or wood siding.
  • Stucco or mortar cracks.
  • Interior settling or shrinkage sheetrock cracks.
  1. Clean and repair gutters. Make sure gutters are free of material that could prevent free flow of water. Make sure you have splash deflectors at the base of the downspout to deflect water away from the home.
  2. Inspect and adjust sprinkler systems. Set your timers for the proper season to ensure enough, but not too much water per station.

On an annual basis:

  1. Drain and refill your hot water heater(s). This may be necessary on a more frequent basis if you live in an area with extremely hard water.
  2. Inspect and test your hot water heater safety valve.
  3. Inspect your garage door(s), rails and lock system; adjust and lubricate, as necessary. Consider changing your garage door opener code as a security precaution.
  4. Service your lawn mower and yard equipment (blowers, edgers and trimmers).
  5. Clean your faucet aerators and inspect your plumbing for leaks.
  6. Clean and sharpen your garbage disposal by running a tray of ice cubes and depositing a cleaning (foaming) product into the disposal.
  7. Inspect or have tested your home fire extinguishers.
  8. Replace smoke alarm batteries.

Renovations: Cost vs. Value

If you’re updating your home with the aim of adding to its value, tread carefully. Some improvements boost value more than others, and in most cases, a project costs more than it adds in value.

According to Remodeling magazine’s 2014 Cost vs. Value report, the average portion of cost recouped is 66.1 percent. Of course, what buyers will think of—and might pay for—an upgrade is less of a hurdle if you plan to enjoy your fancy new kitchen or master bath for years to come.

How much you can expect to spend varies not just by project, but also where you live. Location will have an impact on materials, labor costs and trends.

Here are just a few renovation projects and their rate of return:

           Job Cost                      Resale Value                       Cost Recouped

Entry door replacement (steel) $1,365 $1,152 84.40%
Minor kitchen remodel $19,693 $15,303 77.70%
Window replacement (vinyl) $14,875 $11,578 77.80%
Major kitchen remodel $58,865 $40,523 68.80%
Bathroom remodel $17,020 $11,256 66.10%
Roofing replacement $20,644 $14,214 68.80%
Backup power generator $12,860 $6,940 54.00%
Garage Door Replacement $1,749 $1,345 76.90%

First Time Homebuyers – Understanding the Process

 1. Get Pre approved

  • Discuss loan options and budgeting with the lender.
  • The lender will check on their credit and alert the would-be buyers to any problems.
  • The buyers learn the maximum they can borrow and therefore have an idea of their price range. However, all buyers should be careful to estimate their own comfort level with a housing payment rather than immediately aiming for the top of their spending ability
  • Home sellers expect all buyers to have a pre-approval letter and are more willing to negotiate with people who have proof that they can obtain financing.

2. Find a home

Talk with your agent to find out which neighborhood and communities are the best fit for you and get out there and look at them in person.

3. Make an offerReal Estate agents provides market statistics and data to see how much similar homes have sold in the area. Discuss financial situation/how much to offer and negotiate any closing costs for the buyer if needed. Present offer to the seller’s agent and either accepts or issues a counter offer. Deposit escrow/good faith deposit

4. Schedule Home Inspection– There is no substitution for having a licensed and trained professional inspection the property for safety, overall condition and quality. If anything comes up on the inspection you’ll be able to back out and get your escrow deposit back. Or we can also negotiate to have the sellers discount the price or negotiate repairs. If everything looks good, then an Appraisal is ordered and title search is conducted to make sure we have a clean title.

5. Closing– You made it! A few hours or the day before closing, we conduct the final walk through. Wire any remaining balance and go to the title company to sign all of the paperwork. Finally, you get your keys/owners manuals and you move in!

Your first home is something that you will never forget!

Tips for the Final Walk Through

You’ve found your dream home, made an offer, and the seller has accepted. You’ve gotten your inspections done, your loan is finalized and the closing date is set.

What now?

Your next step is a final walk-through, arranged through your real estate agent, at least a day prior to the closing date. The goal is to insure the property’s condition hasn’t changed since your last visit, that any agreed-upon repairs have been made and that the terms of your contract will be met..

Here’s what you need to know for your final walk-through:

  1. Take your contract with you. You might need to refer to it while on site.
  2. In many markets, the buyers and sellers never actually meet in person. But if everyone is agreeable to the idea, perform the final walk-through in the seller’s presence. He or she knows the home better than anyone else and should be able to answer your questions and provide some color on the history of the home.
  3. If the home is vacant, it’s even more important to do a final walk-through. Since your last visit, for instance, someone might have left a faucet dripping, inadvertently causing water damage.
  4. Take along a checklist of things to do during the final walk-through, including:
  • Check the exterior of the home, especially if there have been strong wind or rain storms since your last visit.
  • Turn all light fixtures on and off.
  • Make sure the seller hasn’t removed any fixtures, such as chandeliers, that he or she agreed to leave behind.
  • Check all major appliances.
  • Turn heat and/or air conditioning on and off.
  • Turn on water faucets; check for leaks under sinks.
  • Test the garage door openers.
  • Flush all toilets.
  • Open and close all windows and doors.
  • Do a visual spot-check of ceilings, walls and floors.
  • Turn on the garbage disposal and exhaust fans.
  • Check the status of any agreed-upon repairs.
  • Check screens and storm windows. If they’ve been stored, make sure you know where they are and that they’re in good shape.
  • Look in storage areas to make sure no trash or unwanted items remain. Old paint cans or hazardous materials are often left behind by the seller.
  • Do a quick check of the grounds. Some sellers have dug up and taken plants (even small trees or bushes) with them.

Taking an hour for one last inspection is a good investment in your time. After all, you don’t want to spend the first weeks in your new home cleaning up or making unexpected repairs.